This post was published in February 2011 before Bank Negara Malaysia announcement on 18th March 2011 that the New Minimum Annual Income to qualify for a credit card have been revised to RM24K per annum from RM18K.

Nowadays credit cards (also known as plastic money)  are accepted by many merchants in Malaysia. And sometimes to enjoy discounts at a particular merchant, we need a specific credit
Related : Malaysia Credit Card Annual Income Requirement & Credit Limit.