(Article by My Credit Cards: http://creditcardsmalaysia.blogspot.com/ )






I have mentioned several times in my past articles that 0% Installment Plans termed as Easy Payment Plan (EPP) or Installment Payment Plan (IPP) are well laid traps by banks to entice a credit card holder to spend beyond their means. You may ask, how can that be? Isn't 0% Interest Good for us? The answer is Yes and No.
Related : 0% Installment Plan with Credit Card IS A Trap..