(This article was originally published by GenX at My Credit Cards: http://creditcardsmalaysia.blogspot.com/ on 14 February 2012 and republished here unedited except for the title)
I have mentioned several times in my past articles that 0% Installment Plans termed as Easy Payment Plan (EPP) or Installment Payment Plan (IPP) are well laid traps by banks to entice a credit card holder to spend
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